Stratus Blog

What happens during a mortgage valuation? The valuation is arguably the most important part of getting a mortgage. It confirms if the house you’re buying (or own if you’re remortgaging) is worth the amount stated. Once the valuation is complete, … Read More

There is every chance that you’ll need to get a mortgage to buy your home. Unless, of course, you have a bottomless pit of money to purchase lavish houses outright. But considering that 63% of all households have a mortgage on their … Read More

You will need a mortgage in principle before you can get a mortgage. It’s one of the most important parts of the lending process and sets you on your journey to buying a new property. But what is a mortgage … Read More

You know that feeling you get when you see your Uber rating go up and down? Yeah, well, credit scores are a bit like that, only they’re way more important. That’s because your credit rating, which is determined using a … Read More

How much can you borrow to buy a house? Before you can buy a new home, first, you’ll need to know what you can afford. While that might seem logical, the amount isn’t always clear for potential movers – especially … Read More