Stratus Blog

Follow along with us as we share our experiences in the industry - the highs, the lows, and everything that falls in between.

What is equity in your home?

Homeownership is all about living somewhere you love and creating long-lasting memories. But there is a business side to it, no matter how much we might like to think of a home as our humble abode and nothing else. Every … Read More

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Jargon busters: mortgage terms explained

The mortgage application process often contains a number of keywords that you might not recognise. These words are referred to as ‘technical terms’ in the industry but, in reality, they can come across as a bit jargon-y. From AVMs to DIPS, and CCJs to SMIs, it’s … Read More

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How to release equity from your home

How to release equity from your home Releasing equity from the main property you live in could be an effective way to raise cash later in life. But while equity release may suit some people, it’s not advised for everyone … Read More

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Mortgages explained: buy-to-let mortgages and interest only

In the world of homeowner mortgages, the idea of getting a loan and only paying off the interest would send most people running for the hills these days. When it comes to buy-to-let, however, the rules are quite different. If … Read More

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Should you remortgage to a new lender?

Remortgaging with a new lender can help reduce your monthly mortgage payments or raise cash by releasing equity in your property. It’s typically done at the end of your current mortgage deal’s term but it can also happen during the … Read More

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