Guard Mortgages – Homepage

We'll sort the mortgage, you make yourself at home.

Join the thousands finding their mortgage joy every month.

Work with 150+ lenders

We can accept applications by almost everyone. We work with lenders who will lend to people with low credit score, poor credit history and bad debts.

Borrow up to 95%

We understand that sometimes it can be difficult to save up. That's why we work with lenders who can work with smaller deposits and lend based on your rental payments.

Interest rates from 3.75%

We have specialist lenders who can offer better interest rates than high-street lenders.

Get started

We learn about you and find your perfect mortgage.

We’ll ask some questions about you and your situation. It’ll only take minutes, then we’ll dig up the best of the best across Nationwide, Halifax, Natwest – in fact, over 150 lenders and their 10,000-odd deals.

Work together

Say hi to your team of mortgage experts.

Mortgages can be a right slog, but we’re really, really good at them. So with Guard in your corner you’ll get your very own mortgage expert to guide you through buying your home, start to finish.

Final step

We’ll sort the mortgage, you figure out where to put those plants.

We sort it all; the advice, the paperwork, the application, the bank poking, we handle all the stress. Turn that home-owner dream into a real mortgage offer. And if you’re just remortgaging we could save you a lot of money.

Available 24/7

Backed by an amazing support team

We have a great team of experts available for assistance at any step. You will be assigned a dedicated account manager who will understand your case and work with you to find the best outcome possible.

What we do

We're here to simplify your mortgage experience

Ditch the long waits and the endless paperwork with an online mortgage loan.

Direct to you

We work with you directly to offer a smooth and transparent mortgage process free of complications.

Faster decisions

Being online and automated means we can deliver faster decisions throughout the process and give out your offer in less time than high-street banks.

Fully online

Being fully digital means we’ll review your application entirely online. No paperwork or appointments needed, saving your time & energy.

Testimonials

“I was able to book an appointment with a Mojo mortgage advisor and be on a phone call appointment with them within 30 minutes. My mortgage broker was so helpful and didn’t rush the process. Her knowledge of the market and professionalism was excellent.”

Abigail Greenidge

Verified, 1st time Mortgage

“We had Joana as our mortgage expert. She handled the whole process brilliantly and helped to get our mortgage all set up and sorted. The process was supper easy for us and we would 100% recommend. Also thank you to Chris for his speedy admin getting everything all set up.”

Katie Warren